Terms & Conditions

1. Acceptance of Terms

By creating an account, downloading, purchasing, or using SuertStash, you agree to these Terms.

If you do not agree with these Terms, you must stop using the service.

2. Service Scope

SuertStash provides tools for expense tracking, subscription monitoring, budgeting support, and related financial organization features.

Features may change, be updated, or be discontinued as the product evolves.

3. Accounts and Security

You must provide accurate registration data and keep your credentials secure.

You are responsible for activity under your account and must notify support about unauthorized access.

4. Subscriptions and Billing

Paid plans are billed on a recurring basis (for example monthly or yearly) and automatically renew unless canceled.

Billing is processed by the purchase channel (Apple, Google, or web payment provider). Taxes, currency conversion, and regional pricing may apply.

5. Trials, Promotions, and Pricing Changes

If a trial or promotional offer is available, applicable eligibility, duration, and conversion terms will be shown before activation.

We may change subscription pricing with prior notice where required. Updated pricing applies from a future billing cycle unless stated otherwise.

6. Renewals and Cancellation by Purchase Channel

Subscriptions renew automatically until canceled through the same channel used to purchase.

Cancellation takes effect according to the rules of your billing platform and may apply at the end of the current billing period.

• Apple App Store: Manage and cancel in your Apple account subscription settings.
• Google Play: Manage and cancel in your Google Play subscriptions settings.
• Web purchases: Manage billing through your SuertStash account profile or contact {{SUPPORT_EMAIL}}.

7. Refunds

Refund requests are handled by the billing channel used for purchase.

Unless required by law or platform policy, unused portions of a billing period may be non-refundable.

• Apple App Store purchases: Refunds are requested and processed by Apple.
• Google Play purchases: Refunds are requested and processed by Google.
• Web purchases: Contact {{SUPPORT_EMAIL}} for eligibility review under applicable law and payment-provider rules.

8. Plan Changes (Upgrades/Downgrades)

Plan upgrades may take effect immediately and may include prorated billing adjustments where supported.

Downgrade timing and resulting access changes depend on platform and billing-cycle rules.

9. Acceptable Use

You agree not to misuse the service, interfere with operations, or use SuertStash for unlawful activity.

• Do not attempt unauthorized access to systems, data, or other user accounts.
• Do not reverse engineer, exploit vulnerabilities, or disrupt service availability.
• Do not upload or transmit content that is unlawful, abusive, or infringing.

10. Intellectual Property

SuertStash and related content, branding, and software are owned by {{LEGAL_ENTITY_NAME}} or its licensors.

A limited, non-exclusive, revocable license is granted only for lawful personal use under these Terms.

11. Disclaimers and Limitation of Liability

SuertStash is provided on an "as is" and "as available" basis to the extent permitted by law.

To the maximum extent allowed, {{LEGAL_ENTITY_NAME}} is not liable for indirect, incidental, special, or consequential damages.

12. Suspension and Termination

We may suspend or terminate access for suspected fraud, policy violations, abusive behavior, or legal compliance requirements.

You may stop using the service at any time and cancel subscriptions through your billing channel.

13. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated through appropriate in-app or website notices.

Continued use of SuertStash after the effective date means you accept the revised Terms.

14. Contact and Legal Information

Service operator: {{LEGAL_ENTITY_NAME}}.

Support contact: {{SUPPORT_EMAIL}}.

Governing law: {{GOVERNING_LAW_JURISDICTION}}.

Dispute venue: {{DISPUTE_VENUE}} unless otherwise required by mandatory consumer law.